FINANCIAL WORKSHOP TOPICS
Look at a $1, $5, $20 or even $100 bill. What’s missing? Do you see any instructions? Money is one of the most necessary and complex things most of us will ever possess. So many simple things come with instructions, why not our money? That is why Empowerment Today provides the financial education all Americans need to make use and keep our money more wisely. The tools and rules of money are not yet widely taught in our school systems which is why so many of us have been affected by the financial crisis we are experiencing today. Get empowered with the financial education, the practical tools that we all need to achieve and safeguard our financial dreams.
How We Are Different And Effective
Our programs were designed using Accelerated Teaching techniques that ensure a higher rate of comprehension and retention than traditional lecture-style instruction. Our participants get involved and get excited about the financial concepts and tools that will change their lives. The curriculum we use was created by Creative Wealth International and has been educating and empowering people about money since 2002.
Financial Literacy, as defined by the Financial Literacy and Education Commission as "the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well being." And it defines Financial Education as "the process by which people improve their understanding of financial products, services and concepts, so they are empowered to make informed choices, avoid pitfalls, know where to go for help and take other actions to improve their present and long-term financial well being."
Some of our core concepts include:
Creating a Financial Road Map
- Understanding your current financial picture
- Setting clear goals
Understanding the Psychologies of Wealth and Poverty
- Working for your money vs. your money working for you
- Realizing your real beliefs about money
- Discipline is the key to long-term success
- Your choices and your own rules are the biggest factors of your financial success
Power of a Plan
- Create a spending plan (budget)
- Spend less than you earn and invest the rest
- Where does your money go?
- Pay yourself first
- Asset allocation
Debt and Credit
- How credit works
- Good debt vs. bad debt
- Leveraging your assets
Banking
- Balancing a checkbook, writing checks, and using debit cards
- Free resources
- Online banking options
- Compounded interest - The time value of money
Investing - you have more options than you may think
Entrepreneur vs. employee, or both
- Tax advantages of home based businesses
If you are looking at this list and thinking that these are basics you already know, consider yourself lucky and empowered. But realize that most of the country is not empowered with knowledge of the "basics," a fact that has become very apparent given our current economy. Empowerment Today wants to change that, with your help and participation.
CAMP MILLIONAIRE
Do you want your kids to get excited about managing their money while learning the value of a dollar?
Do you want your kids to grow up living well and responsibly?
Give your kids a strong financial foundation for the rest of their lives.
What will my kids learn at Camp Millionaire?
At the very least, your child will leave Camp Millionaire with a heightened awareness of the financial world. Most of them leave with much more:
- How to make their money (jobs and business).
- How to manage their money (budgets).
- How to develop passive income streams by investing in assets.
- How to multiply their money (investing in business, the stock market, business and more).
- How to think like, and develop the habits of wealthy people.
- How money can be used to give back and help their communities.
- Put your money to work for you.
- Life is an adventure, let passion be your guide.
- Pay yourself first.
- Save early, save often, and invest wisely.
- You are the CEO of your own life.
- Interest is only interesting when YOU are receiving it.
- Only borrow money when it's going to make you money.
- It’s not how much money you make that’s important, it’s how much you keep.
- And many more.
- We hold each child as perfect in their own being and empower them with the belief that they are fully in charge of creating their own lives now and in the future. And that includes how much money they want to have when they grow up.
- We teach basic, time-tested personal money management skills and wealth creation principles and we do it with a twist...we make it fun and memorable!
- We bring you into the process by inviting kids to ask you certain questions every night after camp. This helps open up the lines of communication for the whole family.
- We help our campers understand that they can do a whole of good in the world when they have more money.
Camp Millionaire is based on simple money management and wealth creation principles such as:
Our programs are unique and highly effective for many reasons:
We use accelerated teaching techniques that turn complicated financial concepts and ideas into understandable chunks of information by engaging their ears, eyes, and bodies! Using a variety of games, role-playing, activities, and many fun processes, our kids are never bored or wondering what's going on. Your child will walk out of our program with confidence and knowledge about the wonderful world of money.